In plain language: Nova Grid’s calculators are tools for running the numbers — they are not advice. Each one applies a standard formula to whatever you enter and shows you a result for reference only. Using this site does not create any advisor, fiduciary or professional relationship. Check anything that matters with a qualified professional.
Last updated: September 12, 2026
1. General Disclaimer
All information provided on this website (including text, graphics, documents, and other materials) is for general informational purposes only. By using this site, you agree that you rely on any such information at your own risk.
We do not provide any guarantees regarding the accuracy, completeness, or reliability of the content found on this website. Information may be changed or updated at any time without notice.
2. No Professional Advice
The content and the calculators on this website are not intended to constitute legal, financial, tax, insurance, investment, accounting, medical, or other professional advice.
We are not a licensed financial advisory firm, broker-dealer, accounting or tax firm, law firm, insurance agency or mortgage broker. Nothing on this site creates a professional-client, fiduciary or advisor relationship of any kind.
Always seek the advice of a qualified professional before making decisions that may affect your finances, health, legal rights, or other important matters.
3. Accuracy of Information
While we strive to keep the information on this website current and accurate, we cannot guarantee that:
- the information is error-free, complete, or up to date;
- the information will be suitable for your specific needs; or
- the website will be available at all times.
You should independently verify any information before relying on it.
4. Calculator Results and Assumptions
All calculators on this website are reference tools. They apply a standard formula to the numbers you enter in order to show you how the math works. A result is not a recommendation, not an offer, and not individualized financial, tax, legal, insurance or investment advice.
- Your inputs determine the output. Every result depends entirely on the figures you type in. We do not verify, validate or correct your inputs, and changing a single field — an interest rate, a filing status, a contribution amount, a date — will change the answer.
- Estimates are simplified. Calculators use stated assumptions so that the math stays transparent. Real situations usually involve additional factors (fees, rounding rules, local surcharges, phase-outs, eligibility tests) that a general-purpose tool cannot capture.
- Reference values change. Contribution limits, tax brackets, statutory rates and allowances vary by jurisdiction and are revised over time. The default values shown may not reflect the rules that apply to you or to the current year.
- Rounding and display. Results are rounded for display. Repeating a calculation with rounded intermediate figures may produce a slightly different total.
Before acting on any result — whether a repayment plan, a contribution strategy, a filing position or an investment decision — confirm it with the relevant authority or a qualified professional. See also section 2 (No Professional Advice).
5. External Links Disclaimer
This website may contain links to third-party websites or resources. Such links are provided for convenience only.
- We do not imply endorsement, sponsorship, or affiliation with any third-party website content.
- We are not responsible for third-party content, services, accuracy, availability, privacy practices, or any other practices.
- Use of third-party websites is at your own risk and is subject to the terms and policies of those websites.
6. Advertisement Disclaimer
This website may display advertisements, including advertisements served through third-party ad networks such as Google AdSense.
- We do not control the content of third-party advertisements.
- We are not responsible for any claims, offers, or representations made by advertisers.
- Any purchases or interactions with advertisers or advertisers’ links are solely between you and the advertiser, and are at your own risk.
7. Affiliate / Sponsored Content Disclaimer
At times, this website may include sponsored content, affiliate links, or other paid promotions. If provided, such relationships are intended to be transparent to users.
Even when we participate in affiliate or sponsored arrangements, we do not guarantee results, performance, or outcomes. Any opinions expressed are our own (unless otherwise stated), and you are responsible for evaluating the suitability of any product, service, or recommendation before taking action.
If you click an affiliate link or engage with sponsored content, you may receive a commission or other compensation at no additional cost to you (where permitted by applicable law). This does not affect our obligation to provide information in good faith.
8. Errors and Omissions
We make reasonable efforts to include accurate information on this website. However, errors, omissions, or outdated content may occur. If you believe you have found an error, please contact us using the information below.
9. Fair Use Notice
Certain materials on this website may be protected by copyright and are made available for purposes such as review, commentary, education, or quotation in accordance with applicable “fair use” or similar doctrines. Where content is reproduced, it is intended to comply with relevant legal standards and to be used in a manner that does not imply endorsement or affiliation.
If you believe that any content on this website infringes your rights, please contact us so we can review your request.
10. Contact Information
If you have questions about this Disclaimer or the content on this website, please contact us at:
Email: [email protected]